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[TenTec] Insurance (Was: Omni Vi freq drift and poor keyer?)

To: <tentec@contesting.com>
Subject: [TenTec] Insurance (Was: Omni Vi freq drift and poor keyer?)
From: SteveBaron@starlinx.com (Steve Baron - KB3MM)
Date: Mon, 11 Oct 1999 15:55:34 -0000
What is ur insurance company ?

-----Original Message-----
From: James Morgan <dinsmore@gte.net>
To: tentec@contesting.com <tentec@contesting.com>; Robert
To: <tentec@contesting.com>
Date: October 11, 1999 3:07 PM
Subject: Re: [TenTec] Insurance (Was: Omni Vi freq drift and poor keyer?)

>I took a lightning hit this year....NO ANTENNAS CONNECTED,
>it hit the pole behind the house and came in on the tv cable and power
>line.. and of course went to ground as it should... then distributed itself
>throughout the house via the ground system...taking out the
>transceiver, amplifier, 2M rig, computer, monitor, telephones, answering
>machine, 32" tv receiver, stereo, 2 air conditioners, 4 lighting fixtures
>etc etc....you get the idea.  The amp is at Ten-Tec being repaired as we
>speak.  Insurance is under the homeowners with $500 deductible.. the
>insurance carrier wants the homeowner to do all the leg work, won't send
>out an adjuster to look at anything, you have to make arrangements to
>get each item taken somewhere, pay for the estimate anywhere from $35 to
>each depending on what it its, then if the insurance company feels
>it was indeed a lightning hit they will  perhaps pay to repair it... but
>don't find out till you have spent over a $1000 in estimates and removal
>fees etc.  Not a good experience.. Now, if not on the air, or actually
>using the computer, NOTHING IS CONNECTED.    It is a real catch 22
>situation....for example if you pay $75 for an estimate to get your
>transceiver fixed, it will of course be credited if you get it fixed there,
>if the insurance company wants it fixed somewhere else....no refund on
>the estmate....same applies if they replace your rig...  no wonder the
>folks in the insurance business get so many perks......
>                                         Good luck  73 Jimmy AE4NA
>                                In Florida, the lightning capital of the
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