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Subject: [TowerTalk] INSURANCE CLAIMS
From: (T. A. Russell)
Date: Wed, 23 Jul 1997 20:05:12 -0600
Insurance companies are especially sensitive to NUMBER of
claims rather than amount of the claim.   Repeated claims get
their attention FAST.  If they give you the option of renewing 
with a higher deductible, consider yourself  fortunate.

Many, including S.F. , are advising policy holders to find
coverage elsewhere after multiple claims, especially in areas
where there is frequent natural damage.

It is probably wise to carry a HIGH deductible and self insure
for the small stuff.  

Once you have been cancelled or had your renewal declined,
it is MUCH harder to find new coverage.

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