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[TowerTalk] Insurance

To: <>
Subject: [TowerTalk] Insurance
From: (K7LXC)
Date: Wed, 8 Apr 1998 10:24:22 EDT
In a message dated 98-04-08 07:45:49 EDT, writes:

> I have just been informed by a snippy office assistant that my HO carrier, 
>  State Farm, "no longer insures antennas, doesn't want that business 
>  anymore".
>  I have been over the reflector messages, but for an update: who knows for 
>  sure that their antennas are covered, i.e., has had a claim paid recently, 
>  and who is your carrier?  Did you have to have a "rider"?  How does your 
>  policy read with regard to antennas?

      They differeniate antennas? That's a new one on me.

      Generally wind damage to towers and antennas is covered by your
homeowners insurance. It depends on the carrier/claims adjuster whether they
consider it a structure (which is covered) or personal property (which is also
covered). I've never seen a tower/antenna claim refused and I've been involved
in a couple of dozen of them. 

     In any case if you want to get an additional rider, it may not be a bad

Cheers,  Steve  K7LXC

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