In a message dated 99-08-31 14:46:57 EDT, email@example.com writes:
> Just went through the process of changing home
> owner's insurance coverage.
> I was insistant in getting in writing that the
> towers are covered before paying any money.
> Here is the text of the written statement:
> "As we discussed the radio towers are covered as
> an other structure under our HomeOwners policy."
Towers are almost always covered. If they're not "other structures"
like in your case, they would be covered under the Personal Property section.
It's mostly a matter of definition between you and your insurance company.
It's always a good idea to check like you did just to make sure you're
> Interesting note, county (our only taxing entity)
> does not consider towers to be structures for tax
> purposes and are not considered in tax evaluation
> of property.
That's because the county considers them to be 'personal property'.
Don't forget that your insurance also covers damage to your tower and
antennas from storms, lightning strikes, etc.
Cheers, Steve K7LXC
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