In a message dated 1/5/2007 7:11:11 P.M. Greenwich Standard Time,
Not saying that is
a bad thing but it is a bad bet for dollars invested for me personally. I
would much rather pay my homeowners insurance and the other dedicated policy
and not worry about it. If I get whacked.
Maybe for you that is an option. But, you can be assured that is not the
case in Florida. Thanks to the insurance mess in Florida (one of the reasons
left) insurance companies don't hesitate to drop you for a claim. They can
and do just that, making it impossible to get ANY homeonwners insurance.
Instead, one gets thrown into the state run pool which by law is forced the
highest premium any insurer can legally charge.
For instance, my insurance for the 2007 year was going to be raised from
$3000 to over $5000 for a 1900 square foot house. My point: In Florida, it
be cheaper to install Polyphasers and other damage preventatives than to get
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