But worker's comp is not a liability issue. It asks "is the person working
for you?" then if so "was he injured 'on the job'?" If so you pay. There
are some exceptions in some states for domestic employees, grass cutters but
probably not tower climbers.
Problem might be that the homeowner's insurance excludes worker's comp
Of course not this simple but a problem
----- Original Message -----
From: "Frank J. Connelly" <email@example.com>
To: "Towertalk List" <firstname.lastname@example.org>
Sent: Saturday, April 19, 2008 9:49 PM
Subject: Re: [TowerTalk] Tower Climber Protection - Insurance..!!
> Anybody can sue anybody at anytime for any reason. The question is
> can they collect. Any plaintiff must still prove negligence on the
> part of the defendant. End of story.
> My legal advice is worth what you just paid for it. See a liability
> attorney in your jurisdiction if you are really worried about it
> before you hire anybody to climb your tower. Most people wait until
> things go to crap to seek counsel, and then they spend 100 times as
> much in attorney fees. And the law in one state (including workman's
> comp) is not the same as the law in the other 49.
> No offense to anybody on tower talk, but this probably isn't the best
> place to seek or dispense formal legal advice.
> Frank, W7ND, J.D.
> On Apr 19, 2008, at 7:37 PM, Gary Schafer wrote:
>> It is workman's comp insurance that you need to worry about the guy
>> that is doing the work. If you hire anyone to do anything they need
>> to carry
>> workman's comp or they can sue you if they get hurt working for you.
>> Gary K4FMX
>>> -----Original Message-----
>>> From: email@example.com [mailto:towertalk-
>>> firstname.lastname@example.org] On Behalf Of K7LXC@aol.com
>>> Sent: Saturday, April 19, 2008 7:26 AM
>>> To: email@example.com; firstname.lastname@example.org
>>> Subject: Re: [TowerTalk] Tower Climber Protection - Insurance..!!
>>> In a message dated 4/19/2008 5:48:43 A.M. Central Daylight Time,
>>> email@example.com writes:
>>>> 1. - If you Pay/Hire anybody to work on your tower/
>>>> antenna's ... they
>>> must be bonded...
>>> Umm, I think you mean insured. A surety bond is a bond given to
>>> the recipient against loss in case the terms of a contract are not
>>> filled. In
>>> other words, that the project you paid for is completed. If not,
>>> you can
>>> file a claim against the contractor's bond to get some money back.
>>> In ham circles, liability and risk exposure are the issues -
>>> not that
>>> the contractor didn't finish the job to your satisfaction.
>>> In just about all cases, in order to get a contractor's
>>> license you
>>> to have insurance and bonding. The problem with ham tower
>>> climbers is
>>> they typically have neither.
>>> Steve K7LXC
>>> TOWER TECH -
>>> Professional and insured tower services for hams
>>> Cell: 206-890-4188
>>> **************Need a new ride? Check out the largest site for U.S.
>>> listings at AOL Autos.
>>> TowerTalk mailing list
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