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Re: [TowerTalk] Tower regulatory climate in Fort Collins - Loveland, CO

To: "Richard (Rick) Karlquist" <>
Subject: Re: [TowerTalk] Tower regulatory climate in Fort Collins - Loveland, CO area
From: jimlux <>
Date: Fri, 18 Jul 2008 11:58:49 -0700
List-post: <">>
Richard (Rick) Karlquist wrote:
> jimlux wrote:
>> A bit of forewarned is fore-armed.  They have to ("have to" as in 
>> legally required, in most places) show you the restrictions and 
>> covenants early enough that you can make the decision about whether 
>> you want to make the offer (or you offer contingent on review of the 
>> docs). 
> I don't know who "they" is.  AFAIK, the seller isn't required to do
> a title search and you're depending on the title company to do that,
> but they may be incompetent. 

That may well be incompetent or lazy.. it's why title insurance exists.

But I was referring to CC&Rs, which in most cases, have to be available 
for you to study(since you're agreeing to abide by them).

If the seller "forgot" or the Title company didn't identify them, then 
the whole transaction could be subject to recission (or more likely, 
litigation), because one party believes you're subject to a set of rules 
that you didn't agree to.

Typically, there would be some sort of settlement and compensation here, 
and depending on the "deal", it might be paid by seller, TI company, or 
worst case, buyer. (pretty hard for the buyer to get stuck here, unless 
they willfully screwed up.. the law tends to protect the buyer in cases 
of missing disclosures).

Granted, recission of the deal may not be what you want. And determining 
damages for not being able to erect a tower when you thought you could 
might be a project for many attorneys for many years and cost many, many 

  One one transaction, my title company
> had the wrong legal description for the lot.  On another, my title
> company missed that fact that the seller did not have legal title to
> the property.  The reason why the seller did not have good title is
> that he used that same title company to transfer the title into his
> trust, and they transferred it into someone else's trust.  Another
> property's legal description refers to an unobtainable map filed in
> 1881, although they can tell you all the previous owners back to the 
> king of Spain :-)  We may or may not own the mineral rights to it.  No 
> one, the seller, title company or county recorder could nail these 
> things down.

And, if push ever came to shove on this sort of thing, the TI carrier is 
probably holding the bag, if your purchase was dependent on some aspect 
of the title that the TI company insured.

Here in California, we're actually in pretty good shape for this kind of 
thing (at least for recording of CC&Rs... as Rick mentions, ownership 
and mineral rights, lots of which date back to the pre-gold-rush era, 
can be somewhat tricky, especially if the records were kept in SF in 
1906.. but CC&Rs are a relatively new thing, and the county files are 
generally in good shape.)

Back east, it's much worse.  Surveys are trickier (no PLSS to tie to), 
lots of records have been lost to flood or disaster, etc.  Enormous 
quantities of records were destroyed in New Orleans in Katrina, creating 
all sorts of title work for the next century, in an area that was 
already complex and literally shifting.

   The good news is that it either has no CC&R's, or if it
> ever did, no one can produce them.  On other properties, CC&R's may be
> covered by reference to another subdivision, with a 1 sentence
> pointer.  OTOH, if a property has CC&R's, there may be no effective
> enforcement, and you may be OK anyway.  Many towers are up in CC&R
> neighborhoods with no problem.  No simple answer, except ask the
> locals.

Very much so.
(A friend of mine, though, discovered to his dismay that even though the 
HOA went bankrupt years ago, any individual owner could take on 

> Rick N6RK
> (I'm not a lawyer :-)


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