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Re: [TowerTalk] Tower regulatory climate in Fort Collins - Loveland, CO

To: "'Richards'" <>
Subject: Re: [TowerTalk] Tower regulatory climate in Fort Collins - Loveland, CO area
From: "Dave Harmon" <>
Date: Sat, 19 Jul 2008 23:48:20 -0500
List-post: <">> are making me tired.....and I am beginning to think you are
a troll.

First of all.....before posting comments like yours, you need to go back to
previous emails and detail read and understand it.....not just skim it over
and jump to conclusions.

No where did I ever say to "wait until closing to review any restrictions".
In fact....I said that the first thing to do was to read the restrictions
before getting an appointment to view the property because you will not see
the restrictions until closing.
Because if there are undesirable restrictions there is no use looking at the
property. far as giving advice......YOU are the one that seems to be giving
advice while trying to justify it by claiming that "I made a career sorting
these things out in court".

I never gave advice....I only described how I did it without a lot of
unneeded expense and time wasting.
Yeah, yeah.....$350 for an attorney before the sale and $1500 after the
It sounds to me like a rooster guarding the henhouse.

Please don't answer this email....EVERYONE....including me is damn tired of


Dave Harmon
Sperry, Ok.

-----Original Message-----
From: Richards [] 
Sent: Saturday, July 19, 2008 11:13 PM
To: Dave Harmon
Cc: 'John Becker';
Subject: Re: [TowerTalk] Tower regulatory climate in Fort Collins -
Loveland, CO area

Obviously, Dave, we we have different experiences, and do not
handle these matters in the same way.

One should never wait until closing to review any restrictions or other 
documents of title.  Doing that is dangerous, and ill advised.   Title 
and restrictions should be researched and reviewed long before closing, 
and within a period of contingency  specified in the purchase agreement, 
including an escape clause that would allow the buyer to safely squelch 
the deal without fear of  breaching the contract if he decides he is not 
happy with what he sees.  Thus, examination of title should occur long 
before closing.  Waiting until closing is ill advised -- For one reason, 
there is not enough time to do that without causing unreasonable delay.

If the Realtor is not doing a title search, then the buyer is not 
adequately protected.  If the Realtor is not qualified, and the buyer 
avoids hiring legal counsel to accomplish the task, he is not fully 
protected.  The average buyer should not do this himself, either.   As 
to what the local register of deeds is willing to do without a 
substantial fee, even if he will do it at all -  may vary substantially 
by jurisdiction, and practices in your bailiwick may be radically 
different from from my jurisdiction.  It would not happen in my area.

I don't know what you mean by "running away with this."

Whether a Realtor is qualified or not IS the point.  You just cannot 
safely rely upon the realtor to get the stuff from the county as you 
say.  If the person researching title restrictions is not qualified, the 
buyer cannot safely rely upon his work.   This is not a matter to be 
trifled with.  Once you close the purchase transaction, you are subject 
to all restrictions of record, and failing to do perform a thorough and 
safe title examination can lead to disaster.   It may not have happened 
to YOU, but I made a career sorting these things out in court for people 
who did not want to spend a mere $350 to get an attorney's assistance 
BEFORE buying Blackacre.

Lots of people think lawyers are too exspensive, but the truth is 
Realtors get (in my area) 7% of the purchase price as a commission -- 
which upon a $350,000 home comes out to $24,000 -- but it might cost as 
much as $1500 for an attorney to handle the entire matter, from drafting 
the purchase agreement to passing on title, and reviewing and monitoring 
the closing process.  But people trust the Realtor more than the lawyer, 
and I know which one is more qualified, better trained, and 
knowledgeable.   And I know it costs much more to fix the problem in 
court, than to avoid it by getting qualified advice before the deal is 
closed.    So... go ahead folks... YOU decide whose advice you wanna 

BTW,  I like the "un-sliced baloney" comment -- polite, but expressive.
I guess we will just have to agree to disagree.

Happy trails and 73.    ----  Richards - K8JHR ----

Dave Harmon wrote:

> You will not see any deed restrictions and/or covenants until closing and
> they are not always presented. The realtor knows who to call to obtain a
> of the info. They do it all the time.
> ***********************************************************
> ****wrong again....they are not doing a title search, just a simple fax of
> the ain't a big deal...and there is no charge.

> ***********************************************************
> ****you are running away with this.
> ************************************************************
> ****no one said that a realtor needed to be qualified on these matters
  except you.

> As I said previously, the only thing you need a realtor for is the
> appointments, and info from the county re restrictions and the city for
> their restrictions.

> The responsibility for immediate action is on the buyer. 
> If there are so many pages of restrictions that you need to hire a real
> estate lawyer then you should look elsewhere.

> *************************************************************

> ****respectfully speaking of course.....un-sliced baloney.
> *************************************************************


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