[Top] [All Lists]

Re: [TowerTalk] Lightning Damage and Insurance

Subject: Re: [TowerTalk] Lightning Damage and Insurance
Date: Thu, 29 Apr 2010 11:17:02 -0400
List-post: <">>
 I (we) lost our house in a lightning related fire 1998. It was a total loss. 
All that remained was ashes and charcoal. I had problems with the insurance 
company regarding the estimated value of my station. Their depreciation was way 
more than what I could accept. One reason was that I depreciated the value 
myself before submitting the inventory list to the company.

Lesson learned: Always list the full price of whatever you had and let them do 
the depreciation them-self.

Not that it mattered that much. I had a lot of stuff I didn't use and the value 
we finally settled for bought me some nice new stuff. 

73 de Hans - N2JFS




-----Original Message-----
From: Don Tucker <>
To: Towertalk <>
Sent: Wed, Apr 28, 2010 10:34 pm
Subject: [TowerTalk] Lightning Damage and Insurance

I'd like to start a new thread but around the lightning damage inputs many 
of you have made. I moved a few years ago from Portland OR (close to 0 
lightning issues at the location I was in) to the central OR coast (one heck 
of a lot more lightning as the storms roll in off the ocean and against the 
Coast mtn range), but no strikes. Still maintain the Portland home, but 
that's another story.

I have the probably a little better than typical homeowners insurance 
(obtained through AARP) but never gave much thought to the issue of what 
coverage, if any, there is in the policy that would cover my equipment, 
towers or antennas and feedlines.  Response to the one claim I've had as a 
result of a severe wind storm here on the coast was handled excellently and 
without delay, and the adjustment fairer than I expected. I do intend to 
bring the question of station coverage up with the company.

I'd be interested in input from those who have had bad or good insurance 
encounters relating to claims involving amateur radio stations.  You may 
contact me directly. Don't want to see any insurance company bashing on this 


Don W7WLL 


TowerTalk mailing list


TowerTalk mailing list

<Prev in Thread] Current Thread [Next in Thread>