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Re: [TowerTalk] Lightning Damage and Insurance

Subject: Re: [TowerTalk] Lightning Damage and Insurance
Date: Thu, 29 Apr 2010 12:21:58 EDT
List-post: <">>
In a message dated 4/29/2010 9:12:28 A.M. Pacific Daylight Time, writes:

>  I (we) lost our house in a lightning related fire 1998.  It was a total 
loss. All that remained was ashes and charcoal. I had problems  with the 
insurance company regarding the estimated value of my station. Their  
depreciation was way more than what I could accept. One reason was that I  
depreciated the value myself before submitting the inventory list to the  

>  Lesson learned: Always list the full price of  whatever you had and let 
them do the depreciation  them-self.

What you need is  "replacement value" insurance. Much better than having 
them depreciate  everything.
Steve    K7LXC

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