> Today I received by mail a special from my Home Owner Insurance Company
> offering a Meter Based Surge Protector. It installs behind the electric
> Its installed for the special price of $22.48 by my local power company.
> Then its $5.95 per month. It did not mention any kind of insurance discount
> to have the device. Is this gonna really help ? Any thoughts appreciated.
In general, the service entrance is a good place to put the device. It's
close to the grounding point, it's where the impulse is coming from, etc.
$6/month is hard to evaluate.. Service Entrance type devices designed
for outdoor installation, etc. run several hundred dollars for decent
ones, plus the cost of the electrician (and building permit if required)
to install it (unless you do it yourself).
Do they give a make and model for the device, then we can comment more
intelligently about what it's performance might be? (and get a feel for
the price, too)
Do they give you some sort of downstream insurance coverage? (i.e. like
the "$50k coverage for anything plugged into this on-sale $6 Belkin plug
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