I'll toss in that I agree, a good Homeowner's policy is sufficient in most
cases. I had EMP damage to quite a lot of electronic gear, including ham
gear, from a nearby lightning strike several years ago and my insurance
company sent out an adjuster, who inspected the damaged goods, completed a
form, and authorized payment for complete replacement value of everything
damaged. No special riders required, just standard Homeowner's coverage
from State Farm. I fixed almost everything myself and put the insurance
proceeds into my kids' college fund..... WB2WIK/6
"Success is the ability to go from failure to failure with no loss of
enthusiasm." -Winston Churchill
> -----Original Message-----
> From: Michael J.Castellano [SMTP:km1r@cshore.com]
> Sent: Tuesday, December 23, 2003 7:41 AM
> To: towertalk@contesting.com
> Subject: [BULK] - [TowerTalk] Insurance
>
> I have everything (including three self Rohn SSV and LP-1007 log
> peridocics) covered on my homeowners. (the towrs are an accesory structure
> at about Two ($2) a year more! My carrier is the Hartford.
>
> A while back i sustained damage to my HDR-300 and my 6 el 20m monobander.
> The agent came out, looked at it and said:
> "replace it, but make it stronger, so I wont have to come out in another
> year"
>
> So we went for Telrex rotors and commercial antennas... they never batted
> an eye, though they did resaerve the
> right to collect any receipts and inpsect the new install (they never did
> on both counts.)
>
> I am happy with them, they are happy with me... not sure if the ARRL
> insurance is cost effective
> when one can throw it on the homeowners.
>
> All the gear is personal property, and as stated before, the towers,
> antennas, rotors and feedlines are accessory structures.
>
>
> Good luck, Merry Christmas!
>
> 73
>
> Mike KM1R
>
>
>
>
> _______________________________________________
>
> See: http://www.mscomputer.com for "Self Supporting Towers", "Wireless
> Weather Stations", and lot's more. Call Toll Free, 1-800-333-9041 with
> any questions and ask for Sherman, W2FLA.
>
> _______________________________________________
> TowerTalk mailing list
> TowerTalk@contesting.com
> http://lists.contesting.com/mailman/listinfo/towertalk
_______________________________________________
See: http://www.mscomputer.com for "Self Supporting Towers", "Wireless Weather
Stations", and lot's more. Call Toll Free, 1-800-333-9041 with any questions
and ask for Sherman, W2FLA.
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TowerTalk mailing list
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