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[TowerTalk] Insurance question

To: <towertalk@contesting.com>
Subject: [TowerTalk] Insurance question
From: rmoodyg@concentric.net (Richard M. Gillingham)
Date: Thu, 14 Feb 2002 18:53:13 -0500
Moreove, they're not allowed to LOSE money...  Heaven forbid..

gil,W4PJI

Chris BONDE wrote:

>
> Figure out how much the rate is ging to go up to cover the World Trade 
> Towers.  After a big ice storm in Eastern Canada the rates wentup, 
> after a big tornado in southern US the rates went up.  Yes, in Canada 
> for the US south.
> Whatever you do donot forget that the insurance companies are 
> primarily ther to MAKE MONEY!
>
> Chris opr VE7HCB
>
> At 02:24 PM 2002-02-14 -0600, Tom Anderson wrote:
>
>> Fellow TT list members:
>>
>> State Farm also hit me with an increase after I filed a lightning 
>> damage claim.
>> In addition, they are imposing HUGE premium increases on all their Texas
>> policyholders, this may be a nationwide problem also, for black mold 
>> coverage,
>> since there has been a sudden increase in those claims here.
>>
>> A few years ago they jumped premiums for roof coverage and 
>> accelerated their
>> depreciation allowances on roofs after we had a spate of hail storms,
>> especially in the Dallas-Fort Worth area.  In fact they, and nearly 
>> every other
>> insurance company writing policies in Texas, declined to insure 
>> anyone new.  If
>> you bought a different house you could transfer your policy, but if 
>> if were
>> canceled or just didn't like your previous carrier you were basically 
>> out of
>> luck because hardly any company wrote"new" policies in the Dallas 
>> Fort Worth
>> area.
>>
>>
>> Tom, WW5L
>>
>>
>> Robert Morris wrote:
>>
>> > Greetings,
>> >
>> > The only thing you need to watch for is State Farm raising your 
>> deductible.
>> > They did mine after two claims, one for antenna damage and another 
>> after a
>> > lightning hit.
>> > Take care
>> > 73/Bob
>> > W4MYA
>> > .
>> > ----- Original Message -----
>> > From: "Mike Lazaroff K3AIR" <K3AIR@arrl.net>
>> > To: <towertalk@contesting.com>
>> > Sent: Wednesday, February 13, 2002 8:44 PM
>> > Subject: Re: [TowerTalk] Insurance question
>> >
>> > >
>> > > I also have State Farm and when I had a tower/antenna claim
>> > (storm/lightning
>> > > damage), my agent wrote me a check almost instantly; no 
>> arguments, no
>> > > hassle, and for the full amount of the damage (minus my 
>> deductable, of
>> > > course).  This was under my regular homeowner's policy (no special
>> > > endorsements or riders).
>> > >
>> > > 73, Mike K3AIR
>> > >
>> >
>> > 
>> ________________________________________________________________________
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>> > Order online at http://store.eham.net.
>> > 
>> -----------------------------------------------------------------------
>> >
>> > -----
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>>
>>
>> ________________________________________________________________________
>> Where do you get ICE bandpass filters & beverage matching boxes?  The
>> same place that pays for the hosting of this list:  The eHam Store.
>> Order online at http://store.eham.net.
>> -----------------------------------------------------------------------
>>
>> -----
>> FAQ on WWW:               http://www.contesting.com/FAQ/towertalk
>> Submissions:              towertalk@contesting.com
>> Administrative requests:  towertalk-REQUEST@contesting.com
>> Problems:                 owner-towertalk@contesting.com
>
>
>
> ________________________________________________________________________
> Where do you get ICE bandpass filters & beverage matching boxes?  The
> same place that pays for the hosting of this list:  The eHam Store.
> Order online at http://store.eham.net.
> -----------------------------------------------------------------------
>
> -----
> FAQ on WWW:               http://www.contesting.com/FAQ/towertalk
> Submissions:              towertalk@contesting.com
> Administrative requests:  towertalk-REQUEST@contesting.com
> Problems:                 owner-towertalk@contesting.com
>
>
>
>



________________________________________________________________________
Where do you get ICE bandpass filters & beverage matching boxes?  The
same place that pays for the hosting of this list:  The eHam Store.
Order online at http://store.eham.net.
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