In a message dated 98-04-08 07:45:49 EDT, jlangdon@outer.net writes:
> I have just been informed by a snippy office assistant that my HO carrier,
> State Farm, "no longer insures antennas, doesn't want that business
> anymore".
> I have been over the reflector messages, but for an update: who knows for
> sure that their antennas are covered, i.e., has had a claim paid recently,
> and who is your carrier? Did you have to have a "rider"? How does your
> policy read with regard to antennas?
They differeniate antennas? That's a new one on me.
Generally wind damage to towers and antennas is covered by your
homeowners insurance. It depends on the carrier/claims adjuster whether they
consider it a structure (which is covered) or personal property (which is also
covered). I've never seen a tower/antenna claim refused and I've been involved
in a couple of dozen of them.
In any case if you want to get an additional rider, it may not be a bad
idea.
Cheers, Steve K7LXC
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