In a message dated 98-06-17 16:50:25 EDT, thompson@mindspring.com writes:
<< I worked with my agent to get these riders....$10,000 max either attached
or
free standing (common for workshops and the like), $100 deductible, and
replacement value. This cost a whopping $29 more per year! (Its $42 now
but max has increased to $14,400).
Check you policy now so you won't be sorry! >>
Good advice.
Generally if the insurance company doesn't consider it to be a
structure, then you can probably still get it covered under personal property.
Either way, there's no reason why the insurance company won't pay (sweeping
generalization).
Also nowadays, most insurance IS replacement value.
Cheers, Steve K7LXC
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