I have no home owner policy. I am with State Farm since 1962. I currently
have a farm and ranch policy. It would cost me $15.26/$1000 of replacement
value with a $5000 deductible. If I was the typical residential customer
I'd qualify for the 10% of home value rule. I will continue to carry my own
risk, guy strongly, and not leave crank-ups cranked up when not in use or
conditions dictate lowering them. I would have to go out of the cattle
business and not sell hay nor lease grazing land nor participate in any
agricultural enterprise to be able to get reinsured as a homeowner. You
can't even put your house on a separate deed and have the ag-op as a LLC or
whatever to get to have a homeowner policy if the home property abuts the ag
property. They have their bases well covered. No loopholes in the paperwork
armor covering their backside.
No problems, right? After all this is Oklahoma so no weather worries here,
huh? The best thing I have thought of so far is to buy a cheap trailer
house and park it about a half mile away at the other side of my ranch from
the house. Since tornados have such a proclivity for hitting trailer houses
this would act as bait to attract tornados over there away from the house
and antenna farm.
Clever, huh?
73,
Patrick AF5CK
-----Original Message-----
From: Dale M. Schwartz
Sent: Tuesday, November 26, 2013 3:08 PM
To: towertalk@contesting.com
Subject: Re: [TowerTalk] Tower insurance
My State Farm agent in Georgia assured me in writing that my tower was
covered as an accessory structure at no extra charge (and also that I was
covered for lightening protection as well).
Dale -- K4ROZ
_______________________________________________
_______________________________________________
TowerTalk mailing list
TowerTalk@contesting.com
http://lists.contesting.com/mailman/listinfo/towertalk
_______________________________________
No infections found in this incoming message
Scanned by iolo System Shield
http://www.iolo.com
_______________________________________________
_______________________________________________
TowerTalk mailing list
TowerTalk@contesting.com
http://lists.contesting.com/mailman/listinfo/towertalk
|