Topband: Lightning and Insurance

[Roger Parsons]

Had an unhappy happening last week - a significant
strike on/near one of my 
beverages and on the telephone line took out all the
remote switching boxes 
and a quantity of equipment in the shack and the home
office. (I think I had 
done just about all I could to protect the equipment -
I have relays on each 
rf and control line which ground everything when there
is no line power. The 
strike welded the contacts, melted the control cable,
blew up all the surge 
suppressors, and arrived at the shack in fine form. It
then wiped everything 
connected. The strike on the telephone line had a
similar effect on my fax 
machine and other bits.)


I believe I am properly insured and do not forsee any
problem with replacement 
of the commercial equipment (apart from the $1000
excess). My question 
regards the home brew stuff. There is a lot of it,
none of it is commercially 
available, it took quite a lot of money and a great
deal of time to 
construct. Does anybody have any experience with the
attitude of insurance 
companies to this type of situation? Would much
appreciate any opinions ASAP 
before I meet with the insurance loss adjustor.


 Whatever the outcome, it will be a little while
before I am 100% operational 
on the band again.


73 Roger
VE3ZI


__________________________________________________
Do You Yahoo!?
Everything you'll ever need on one web page
from News and Sport to Email and Music Charts
http://uk.my.yahoo.com