Towers & insurance

[Bill Hider]

David O Hachadorian wrote:
> 
> I just received my new homeowners policy from Allstate.
> Because of some previous discussion on this reflector, I
> actually _read_ the policy to see if the tower was
> covered. It was pretty obvious that it was not covered.
> 
> I called the agent, and she confirmed that it was not covered,
> but she added a rider (that's not the term she used) to cover
> it. The additional premium was $38 per year for a declared value
> of $5000.
> 
> Dave Hachadorian, K6LL
> k6ll@juno.com
> 
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Dave, my "Deluxe" Allstate policy does cover my towers, both of them,
(up to 10% of my basic coverage) because they are "other structures". 
I've already had one claim for wind damage to my 80M rotatable dipole @
149 ft and received full replacement value (minus depreciation and
deductable), including professional tower company removal and
installation.  All at no additional premium  Better have her supervisor
check the policy again.

73!

Bill, N3RR

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FAQ on WWW:               http://www.contesting.com/towertalkfaq.html
Submissions:              towertalk@contesting.com
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Sponsored by Akorn Access, Inc & N4VJ / K4AAA