[TowerTalk] Liability !

[Pete Smith]

At 03:56 PM 3/23/2000 +0000, K4SB wrote:

>Well, for what it's worth, I pay $127 per year for a
>$2,000,000.00 "Umbrella"
>liability policy. Covers the house and property, and is a
>supplement to the auto
>insurance. Might be worthwhile looking into. Downside here in GA
>is that I must also carry the maximum liability ( $500,000 ) on
>the truck. But that too is a small increase from the lower
>limits.


We've been around this track before, but for newer readers -- and very much
depending on your homeowner insurance company and where you live -- there
*may* be a cheaper alternative.  When I priced umbrella policies, I was
told that 95 percent of the premium was driven by automotive risk, and that
I could increase the liability limit on my homeowner's policy (which
includes my tower as an "accessory structure") much more cheaply.  In fact,
the cost of raising it to $2 million was only $16/year in this state (WV).

73,  Pete N4ZR

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