[TowerTalk] INSURANCE

[Bob Puharic]

I second Steve's observations. I had a $7000 lightening strike. My
homeowner's paid w/o a peep.  They just wanted a signed statement that the
equipment was destroyed.  I'm not sure what ARRL would add....

Bob/WF3H

----- Original Message ----- 
From: <K7LXC at aol.com>
To: <w9rpm at qth.com>; <towertalk at contesting.com>
Sent: Monday, December 22, 2003 11:08 PM
Subject: Re: [TowerTalk] INSURANCE


> In a message dated 12/22/03 3:00:44 PM Pacific Standard Time,
w9rpm at qth.com
> writes:
>
> > Can anyone give me any experience they have had with the ARRL equipment,
> >  tower and antenna insurance? I have been looking into getting it.
>
>     I've only had one experience with it. The W6GO/N6IG station had some
wind
> damage and some League insurance. As I recall, the damage claim is only
> limited to the value of the hardware which you have to declare that when
you apply
> for the policy. So  a major thing it leaves out is any labor cost for
repairs.
>
>     Do you have homeowner's insurance? That should cover it already.
Towers
> are covered under 'accessory structures' (I think that's the term) or
under
> personal property. Either way you're covered.
>
>     You should have replacement value insurance or they'll depreciate
> everything. You might check the limits too. K5RC had a whole bunch of wind
damage but
> the insurance company only paid a couple of thousand up to their limit. He
> had to bite the bullet for much more than that so it pays to check.
>
> Cheers,
> Steve     K7LXC
> TOWER TECH -
> Professional tower services for commercial and amateur
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