[BULK] - [TowerTalk] Insurance

[Steve Katz]

I'll toss in that I agree, a good Homeowner's policy is sufficient in most
cases.  I had EMP damage to quite a lot of electronic gear, including ham
gear, from a nearby lightning strike several years ago and my insurance
company sent out an adjuster, who inspected the damaged goods, completed a
form, and authorized payment for complete replacement value of everything
damaged.  No special riders required, just standard Homeowner's coverage
from State Farm.  I fixed almost everything myself and put the insurance
proceeds into my kids' college fund..... WB2WIK/6

"Success is the ability to go from failure to failure with no loss of
enthusiasm." -Winston Churchill

> -----Original Message-----
> From:	Michael J.Castellano [SMTP:km1r at cshore.com]
> Sent:	Tuesday, December 23, 2003 7:41 AM
> To:	towertalk at contesting.com
> Subject:	[BULK] - [TowerTalk] Insurance
> 
> I have everything (including three self Rohn SSV and LP-1007 log
> peridocics) covered on my homeowners. (the towrs are an accesory structure
> at about Two ($2) a year more!   My carrier is the Hartford.
> 
> A while back i sustained damage to my HDR-300 and my 6 el 20m monobander.
> The agent came out, looked at it and said:
> "replace it, but make it stronger, so I wont have to come out in  another
> year"
> 
> So we went for Telrex rotors and commercial antennas... they never batted
> an eye, though they did resaerve the 
> right to collect any receipts and inpsect the new install (they never did
> on both counts.)
> 
> I am happy with them, they are happy with me...  not sure if the ARRL
> insurance is cost effective
> when one can throw it on the homeowners.
> 
> All the gear is personal property, and as stated before, the towers,
> antennas, rotors and feedlines are accessory structures.
> 
> 
> Good luck, Merry Christmas!
> 
> 73
> 
> Mike KM1R
> 
> 
> 
> 
> _______________________________________________
> 
> See: http://www.mscomputer.com  for "Self Supporting Towers", "Wireless
> Weather Stations", and lot's more.  Call Toll Free, 1-800-333-9041 with
> any questions and ask for Sherman, W2FLA.
> 
> _______________________________________________
> TowerTalk mailing list
> TowerTalk at contesting.com
> http://lists.contesting.com/mailman/listinfo/towertalk