[TowerTalk] insurance

[K8RI on TowerTalk]

> But the township in which I live does not require a building permit for 
> amateur radio or radio/tv receiving towers/antennas under 70ft.

Here it's 80 feet (we have several hams on the planning commission <G>), but 
I had no problem getting one for a 100 foot tower.  I walked in with the 
ROHN catalog, showed them what I wanted to do (I had made drawings), gave 
them the $15 for the building permit and came home.

The inspector came by once to look in the holes which already had the 
crushed rock in the bottoms, said it looks good, and I never saw them after 
that.

As far as insurrance, as Bob said, ask your agent.
In some cases you are better off with the tower as an atachment to the home 
and in some cases it needs to be seperate.  Just depends on the company and 
what you want for coverage.  As a seperate structure you can sometimes get 
additional insurrance as if it were an out building.  I think it's some 
where around 10 to 20% of the main structure.  I had a rider added for 
additional coverage.

Roger Halstead (K8RI, EN73 & ARRL Life Member)
N833R, World's Oldest Debonair (S# CD-2)
www.rogerhalstead.com

>
> So where does that leave me? (I don't have a tower up yet.) Does that mean 
> that the tower would *not* be considered an accessory structure?
>
> Alan NV8A
>
>
> On 12/29/04 10:53 am Jim Jarvis tossed the following ingredients into the 
> ever-growing pot of cybersoup:
>
>> In response to the thread about towers being covered....
>>
>> The "standard"  HO-3 form policy covers accessory structures.
>> These are typically thought to be garages and sheds, but include any 
>> accessory structure which required a building permit.
>> Thus, 'attachment' is not required.
>
> <snip>
>
> _______________________________________________
>
> See: http://www.mscomputer.com  for "Self Supporting Towers", "Wireless 
> Weather Stations", and lot's more.  Call Toll Free, 1-800-333-9041 with 
> any questions and ask for Sherman, W2FLA.
>
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