[TowerTalk] lightning vs insurance

[Billy Cox]

And what Bill is describing happens in other states, including Tennessee where 
this was exactly the course of events related to a major strike here in 1995. 

After being canceled, I had to pay higher rates for the next three years AND 
demonstrate 'reasonable steps' to prevent similar future damage even to be
covered by another insurance company. Polyphaser products were part of this.

Now almost 12 years down the road from the date of the strike, with NO damage 
of any form related to lightning, it's been a very good investment for my situation. 

73 de Billy, AA4NU

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>Maybe for you that is an option.  But, you can be assured that is not  the 
>case in Florida.  Thanks to the insurance mess in Florida (one of the  reasons I 
>left) insurance companies don't hesitate to drop you for a  claim.  They can 
>and do just that, making it impossible to get ANY  homeonwners insurance.  
>Instead, one gets thrown into the state run pool  which by law is forced the 
>highest premium any insurer can legally charge.
> 
>For instance, my insurance for the 2007 year was going to be raised from  
>$3000 to over $5000 for a 1900 square foot house.  My point:  In  Florida, it may 
>be cheaper to install Polyphasers and other damage  preventatives than to get 
>canceled.
> 
>Bill K4XS/KH7XS