[TowerTalk] Tower insurance

Scott McClements kc2pih at gmail.com
Wed Mar 25 12:37:15 PDT 2009


There was a good article recently in QST on this subject. This article
prompted me to get off my butt and follow up on this stuff, esp. since
I just completed a tower installation.  As the article stated its your
insurance agent's job to answer your questions - they take a cut of
your payment so - why not make them do something to earn it. Without
getting into details - you basically should ask them how your antenna
structure is covered and to what amount - if you aren't happy then you
might have to change you homeowners coverage or get a rider
(additional specific coverage).  I doubt it necessary (the rider).
Also as that QST article suggests - you should look into a Personal
Liability Umbrella Policy. I ended up getting that too in addition to
checking my insurance coverage on my tower.  -Scott, WU2X



On Wed, Mar 25, 2009 at 4:25 PM, Andre Van Wyk KR5DX <kr5dx at yahoo.com> wrote:
> I just installed a new tower and would like it, together with antennas
> etc, properly insured. I contact my broker and it seems they have little
> knowledge of this type of insurance.
>
> Any suggestions or names of insurance companies that is familiar with
> Ham equipment / towers would be appreciated.
>
> Contact me off the list if you so wish.
>
> 73
> de KR5DX
>
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