[TowerTalk] Tower Insurance

[Alan NV8A]

On 08/16/10 04:30 pm, Mark Robinson wrote:
>> >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>
>> My insurance agent told me that the tower is considered an "accessory
>> structure" -- same as "appurtenant (auxiliary?) structure"???? -- IF it
>> is "attached to" the building. The "attachment" may be nominal but
>> cannot be merely the electrical connections.
>>
>> 73
>>
>> Alan NV8A
>> _>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>
>
>
> So if it is an "accessory structure" how does effect your coverage. Is
> it automatically covered on your home insurance then?

It just means that it has the same coverage as any other "accessory 
structure" according to the terms of the contract.

Ray Fallen's article starts on p. 51 of the February 2009 QST. He is a 
State Farm agent in Ohio and points out that coverage may vary from 
state to state and company to company.

We all need to ask *our* agent what *our* policy covers and what it 
excludes.

73

Alan NV8A