[TowerTalk] Insurance for my tower??

john at kk9a.com john at kk9a.com
Tue Apr 3 21:39:07 EDT 2018

Well US Towers apparently do not want to sell to hams.  Tashtowers is
significantly less expensive and the original poster installed a 20 year old
tower. It is highly unlikely that the concrete base would become damaged in
a storm.

John KK9A 

-----Original Message-----
From: Andre VanWyk [mailto:nj0f at yahoo.com] 
Sent: Tuesday, April 03, 2018 5:47 PM
To: john at kk9a.com; towertalk at contesting.com
Subject: Re: [TowerTalk] Insurance for my tower??

I can tell you this. If it is a US Tower, you can probably budget on $28K to
get a new 72ft HDX motorized tower in place on your existing slab. I was
about to pull the trigger on buying two used HDX589 towers and both needed
new cabling and one needed a T-base.
1 new T-Base, 2 re-cabling kits without shipping (or labor) = $7,500. 
I would say insure it for $30K and sleep good at night....

-----Original Message-----
From: john at kk9a.com
Sent: Tuesday, April 03, 2018 1:56 PM
To: towertalk at contesting.com
Subject: Re: [TowerTalk] Insurance for my tower??

You can increase your home owner's accessory structure insured amounts.
$50k for a 20 year old 72' crankup seems excessive.

John KK9A

Dick Blumenstein WroteL

I have just completed a tower build which took me a good part of a year to

Last October a rare tornado came through the area and devastated a lot of
homes, trees and property. I started wondering if my house insurance would
have covered the tower and antennas if it was up at that time. I found
out.... mostly not; i.e. Actual Cash Value (ACV) not Replacement Cost, and
then only up to 10% of my house insurance limit. They also couldn't tell me
exactly how an adjuster would calculate the ACV.

The 72' US Tower I bought and installed was in fairly good shape and about
20 years old. I realized that one of the scenarios in a downed tower would
be the ability to find the _exact_ same replacement tower to exactly fit
over the embedded 1" bolts sticking up through the concrete base. I don't
even want to think about that issue!

I checked with the ARRL tower insurance folks (Risk Strategies Company) and
their limit is only $15K and hence I was told they couldn't insure it.

Since a replacement value on the tower, motorized winch systems, prop pitch
motor, mast and antennae if totaled (plus labor to haul away the broken
pieces and INSTALL all the replacement parts) could cost $50K or more (for
new), I was wondering if any other company insures ham radio towers?


Dick, K0CAT


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