[TowerTalk] Insuramce (robert wa1fcn)

Joe Giacobello, K2XX k2xx at swva.net
Thu May 21 19:47:45 EDT 2020


Richard, based on the assessments of some ham aquaintances, the ARRL 
insursurance is limited and inferior to what's available, though 
surprisingly, from your typical home owner's insurance.

I was clued into this by  a W8 qso, who was a susceptible to severe 
thunderstorms, tornadoes, etc.  I have had "full replacement coverage" 
for my homes with residences in NJ and, now, in Virginia.  I won't go 
through the litany of incidents that they have quite responsisbly 
compensated me for over the years, but htey have been remarkably 
honorable.  I strongly suggest that you consult with your home owner 
insurer for guidance.  OTOH, you may want to contact me privately for 
the names of my insurers,  former and current.

73, Joe
K2XX

> Richard Bell <mailto:richfbell at sbcglobal.net>
> Thursday, May 21, 2020 3:50 PM
> What about the policy offer through the ARRL? Appears to rather 
> affordable and would cover everything ham related.
>
> Don’t flame me, I’m just asking.
>
> 73 W5BXE
>
> Message: 1
> Date: Wed, 20 May 2020 14:03:11 -0500
> From: robert wa1fcn <wa1fcn at charter.net>
> To: towertalk at contesting.com
> Subject: [TowerTalk] Insuramce
> Message-ID: <c540c1fd-89ec-7cb3-752b-e34118cfb84c at charter.net>
> Content-Type: text/plain; charset=utf-8; format=flowed
>
>
>
> GA All
>
> ??? ??? From time to time I see reference to " I have Insurance "..
> Before the
>
> ??? ??? Super Outbreak Tornadoes of the century April 26/27, 2011
>
> ??? ??? ( 321 deaths over a? couple days seared forever in most locals
> minds )I had insurance
>
> ??? ? that paid for one of my towers bending
>
> ???? and related destruction of antennas and roof.? Then straight line
> winds damage in 2014 I got
>
> ??? ??? nada for that one.? My agent told me since 2011 all local
> insurance policies will pay
>
> ??? ??? only for claims over 1 % value of your home.? Just something to
> consider when filing a claim.
>
> ??? ??? ?? All the best ? BoB WA1FCN
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