Hi Steve, If you think towers and antennas are a problem you ought to deal
with adjusters and even your own insurance agent when your 1975 Cessna
Skyhawk has hail damage. However the best one of all was when your 1948
Stinson is stolen early in the morning ( based in Peoria IL.) and found in a
field outside of Redwing MN. (apologies to anyone who lives there no
connection) we are talking Super Stupid.
But to answer you question I have had replacement insurance pay for removing
and replacing a rotor zapped by lightening. The replacee was a friend of
mine that did tower work and really gave me (and the insurance company a
good deal) I was dealing with a fractured vertebra at the time. (No it had
nothing to do with flying! :) ) 73 Larry WA9VRH
----- Original Message -----
From: <K7LXC@aol.com>
To: <w7xu@iw.net>; <towertalk@contesting.com>
Sent: Thursday, July 03, 2003 1:09 PM
Subject: Re: [TowerTalk] Insurance claim
> In a message dated 7/3/03 8:31:39 AM Pacific Daylight Time, w7xu@iw.net
> writes:
>
> > Assume your antennas and towers were destroyed by a tornado (as mine
> > were last week). Would you expect your insurance company to pay only
> > for the replacement costs of what you lost, or would you expect them
> > to also pay for the towers and antennas to be erected by a commercial
> > tower company? We're talking about a lot of work (3 towers over 130
> > ft., plus 2 others damaged and 44 antennas destroyed. Negotiations
> > with my insurance company are in progress.
>
> First, towers and appurtenances are either covered as an additional
> structure or as personal property so your insurance company is typically
on the
> hook in any case. Replacement value is something you'll have to check your
policy
> for.
>
> Here's what you need to consider: 1) cost of removal by professionals
> (could be a dangerous job and require a crane or other equipment); 2)
disposal
> costs; 3) purchase of replacement hardware - and I mean EVERYTHING; 4)
assembly
> of antennas, cables, etc.; 5) installation of all of the above.
>
> Next, your insurance claims adjuster has never seen a tower claim
before
> so he/she doesn't have a clue about the assorted costs. They'll be real
happy
> to use an estimate from a professional tower company that you provide
them. My
> company, TOWER TECH, does this all the time.
>
> Finally, your insurance company wants you to use a professional
roofing
> company to fix a damaged roof and they expect you to use a professional
tower
> company to do the work on your claim. Be sure to use professionals for
anything
> even slightly dangerous.
>
> Cheers,
> Steve K7LXC
> TOWER TECH -
> Professional tower services for commercial and amateur
> _______________________________________________
>
> See: http://www.mscomputer.com for "Self Supporting Towers", "Wireless
Weather Stations", and lot's more. Call Toll Free, 1-800-333-9041 with any
questions and ask for Sherman, W2FLA.
>
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