>Paypal and ebay are related businesses.
In our business, we initially had everyone mail us a check.  Then we 
added paypal.  Then paypal added the ability for customers to use 
credit cards without having to have a paypal account.  Worked 
great.  Still does.
Then we added a regular credit card merchant account through our 
bank.  The fees were beyond ridiculous so after a few years we dumped 
it and went back to using paypal exclusively.  We process over 
$20,000 per month through paypal and have had no problems for the 
decade we've been using paypal.  Our overall experience with paypal 
has been quite good.
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