GA All
         From time to time I see reference to " I have Insurance ".. 
Before the
        Super Outbreak Tornadoes of the century April 26/27, 2011
         ( 321 deaths over a  couple days seared forever in most locals 
minds )I had insurance
      that paid for one of my towers bending
      and related destruction of antennas and roof.  Then straight line 
winds damage in 2014 I got
         nada for that one.  My agent told me since 2011 all local 
insurance policies will pay
         only for claims over 1 % value of your home.  Just something to 
consider when filing a claim.
           All the best   BoB WA1FCN
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