Howdy, TowerTalkians -
    Ray Fallen, ND8I, is an insurance professional and wrote the insurance 
chapter in my UP THE TOWER book (available at championradio.com). It's 
excellent. He also wrote an article on insurance in QST a year or 2 back - I 
don't have the link. He does a terrific job of explaining the ins and outs of 
insurance coverage. They are must reads.
Cheers,Steve   K7LXC
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