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Re: [TowerTalk] Insurance

To: "'Joe Subich, W4TV'" <lists@subich.com>, <towertalk@contesting.com>
Subject: Re: [TowerTalk] Insurance
From: "Gene Smar" <ersmar@verizon.net>
Date: Tue, 07 Feb 2017 21:53:11 -0500
List-post: <towertalk@contesting.com">mailto:towertalk@contesting.com>
TT:

     After I had installed my tower in 2001, I contacted my insurance agent 
about coverage.  She told me that my tower is covered as an accessory 
structure.  That return email from her is in my tower file.  YMMV.


73 de
Gene Smar  AD3F



-----Original Message-----
From: TowerTalk [mailto:towertalk-bounces@contesting.com] On Behalf Of Joe 
Subich, W4TV
Sent: Tuesday, February 07, 2017 7:44 PM
To: towertalk@contesting.com
Subject: Re: [TowerTalk] Insurance


California is always out in left field.  Years ago in Ohio, my antennas and 
towers were covered without question as "auxiliary structures" - no different 
than the barn, detached garage and summer kitchen on my property.  The only 
issue is that coverage for "auxiliary structures"
is generally limited to 10% of the primary coverage.

I had occasion to test the coverage as the result of winter storms and there 
was no issue.  The damaged antennas and cost of replacement were covered 
without question (after providing the necessary proof of loss).

73,

    ... Joe, W4TV


On 2/7/2017 6:46 PM, Arnie Pfingst wrote:
> Several people here have mentioned "home owners insurance" will cover 
> towers and antennas. Here in So. Calif i was advised by my insurance 
> co. that unless "Tower. or Antenna Support" or what ever is 
> specifically mentioned its not covered in any way. I got a special 
> rider to make sure my tower and antenna are covered. It is like $15 yr 
> for full replacement cost
>
>
>
>
> Sent via the Samsung Galaxy S®6 active, an AT&T 4G LTE smartphone 
> _______________________________________________
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