[Towertalk] Insurance Companies

[Phil Duff]

At 21:22 5/7/2002 -0400, nkeane4 wrote:
>Having lost a tower and antennas several years ago in a windstorm the
>insurance company (Hartford) was not as concerned about the loss as I was
>when I learned that they only covered the loss up to $1000. This is not part
>of your normal home owners coverage and they didn't even know how to write a
>rider for this purpose at least at the time they didn't.

My State Farm Texas Form B Homeowners policy has a rider "Television & 
Radio Antenna" that I added to my policy and I chose a coverage 
amount.  Runs a little over $4/$100 coverage.

The ARRL ham radio equipment insurance plan by Seabury & Smith now has 
replacement coverage for towers, rotators, and antennas including labor at 
$1.50/$100. coverage.  Of course you must insure all your ham gear with the 
ARRL Plan.

But, I was told by another ham that the ARRL plan only covered $5,000. for 
tower/antennas.   The plan information I was mailed does not state this 
anywhere I can see.   Can anyone else shed any light on this before I call 
Seabury & Smith?

73 Phil NA4M

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Phil Duff NA4M     na4m@arrl.net   Georgetown, Texas