[Towertalk] Insurance companies-->Coverage

[JBaumgarte@aol.com]

In a message dated 5/8/2002 8:49:00 AM Central Daylight Time, K7LXC@aol.com 
writes:


> .
> 
>     Yes - verify. But towers are almost always covered either as an 
> additional structure or personal property. The insurance company can call 
> it 
> whatever they like but the bottom line is that they're still covered.
> 
> 

However, big difference in what you might get from a claim in which the 
company called your tower "personal property."  Unless you have a special 
endorsement, personal property is often subject to depreciation, but 
additional structures are not!    You might have to insist that the claims 
person consider the tower as a "appurtenant private structure" and not 
subject to depreciation.  

John, N0IJ


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