[TowerTalk] Tower Climber Protection - Insurance..!!
Bill Winkis
kc4pe at bellsouth.net
Fri Apr 18 15:27:36 EDT 2008
Having discussed the liability/lawsuit problem or protection for the tower owner, here is the way it ended up ... after my Lawyer/Insurance Agent and Underwriter got involved.
1. - If you Pay/Hire anybody to work on your tower/antenna's ... they must be bonded...
2. - If someone/volunteer agrees to help you and climbs/works on the tower/antenna, he does so at his own risk and provides his own protection equipment.
3. - If someone/volunteer were to get hurt while working on your tower/antenna and entered into a lawsuit against you ... They must prove negligence on your part.
I then took out a 2 million dollar Personal Umbrella Liability insurance to back up my existing home owners insurance, who insures the towers, home etc.
-Bill
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