[TowerTalk] Tower insurance

[K1TTT]

Be sure to check the limits on the policy for that.  On my homeowners the
towers and antennas are covered, but only up to 10% of the value of the
house.


David Robbins K1TTT
e-mail: mailto:k1ttt at arrl.net
web: http://www.k1ttt.net
AR-Cluster node: 145.69MHz or telnet://dxc.k1ttt.net
 

> -----Original Message-----
> From: Gene Smar [mailto:ersmar at verizon.net]
> Sent: Wednesday, March 25, 2009 20:24
> To: Scott McClements; kr5dx at yahoo.com
> Cc: towertalk reflector
> Subject: Re: [TowerTalk] Tower insurance
> 
> Andre:
> 
>      I asked my insurance agent whether my new (at the time) tower needed
> a
> rider or if it was covered by my existing policy.  She told me in a letter
> it was already covered and I wouldn't need a rider and additional
> premiums.
> I now have a copy of that letter in my tower file.  FWIW.
> 
> 
> 73 de
> Gene Smar  AD3F
> 
> 
> ----- Original Message -----
> From: "Scott McClements" <kc2pih at gmail.com>
> To: <kr5dx at yahoo.com>
> Cc: "towertalk reflector" <towertalk at contesting.com>
> Sent: Wednesday, March 25, 2009 3:37 PM
> Subject: Re: [TowerTalk] Tower insurance
> 
> 
> > There was a good article recently in QST on this subject. This article
> > prompted me to get off my butt and follow up on this stuff, esp. since
> > I just completed a tower installation.  As the article stated its your
> > insurance agent's job to answer your questions - they take a cut of
> > your payment so - why not make them do something to earn it. Without
> > getting into details - you basically should ask them how your antenna
> > structure is covered and to what amount - if you aren't happy then you
> > might have to change you homeowners coverage or get a rider
> > (additional specific coverage).  I doubt it necessary (the rider).
> > Also as that QST article suggests - you should look into a Personal
> > Liability Umbrella Policy. I ended up getting that too in addition to
> > checking my insurance coverage on my tower.  -Scott, WU2X
> >
> >
> >
> > On Wed, Mar 25, 2009 at 4:25 PM, Andre Van Wyk KR5DX <kr5dx at yahoo.com>
> > wrote:
> >> I just installed a new tower and would like it, together with antennas
> >> etc, properly insured. I contact my broker and it seems they have
> little
> >> knowledge of this type of insurance.
> >>
> >> Any suggestions or names of insurance companies that is familiar with
> >> Ham equipment / towers would be appreciated.
> >>
> >> Contact me off the list if you so wish.
> >>
> >> 73
> >> de KR5DX
> >>
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