[TowerTalk] Tower insurance

[Richards]

Both Roger and Scott give excellent advice.   Especially about obtaining 
an umbrella policy.

Even if your agent does his homework and arranges coverage, check it 
independently with the company to be sure it is the right coverage, and 
the company really covers that type of loss under the policy issued. I 
retired early on money I made suing insurance companies trying to welsh 
on the deal, even after they issued a policy for the specific coverage. 
You need to make sure the agent gets it right, a and you need to examine 
the policy to know what limitations and expectations apply.

Just MY take...
=============   Richards - K8JHR ===============

Scott McClements wrote:
> There was a good article recently in QST on this subject. This article
> prompted me to get off my butt and follow up on this stuff, esp. since
> I just completed a tower installation.  As the article stated its your
> insurance agent's job to answer your questions - they take a cut of
> your payment so - why not make them do something to earn it. Without
> getting into details - you basically should

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