[TowerTalk] Tower insurance

[Pete Smith]

One thing I discovered is that at least in this state most umbrella 
liability policies are quite expensive, because they anticipate exposure to 
car accident liability.  If you specify that the umbrella should only cover 
things also covered by your homeowner's policy (such as "accessory 
structures") then the cost goes way down.

73, Pete N4ZR

At 08:50 PM 3/26/2009, Richards wrote:
>Both Roger and Scott give excellent advice.   Especially about obtaining
>an umbrella policy.
>
>Even if your agent does his homework and arranges coverage, check it
>independently with the company to be sure it is the right coverage, and
>the company really covers that type of loss under the policy issued. I
>retired early on money I made suing insurance companies trying to welsh
>on the deal, even after they issued a policy for the specific coverage.
>You need to make sure the agent gets it right, a and you need to examine
>the policy to know what limitations and expectations apply.
>
>Just MY take...
>=============   Richards - K8JHR ===============
>
>Scott McClements wrote:
> > There was a good article recently in QST on this subject. This article
> > prompted me to get off my butt and follow up on this stuff, esp. since
> > I just completed a tower installation.  As the article stated its your
> > insurance agent's job to answer your questions - they take a cut of
> > your payment so - why not make them do something to earn it. Without
> > getting into details - you basically should
>
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