[TowerTalk] Lightning Damage and Insurance

[K7LXC at aol.com]

In a message dated 4/29/2010 9:12:28 A.M. Pacific Daylight Time,  
towertalk-request at contesting.com writes:

>  I (we) lost our house in a lightning related fire 1998.  It was a total 
loss. All that remained was ashes and charcoal. I had problems  with the 
insurance company regarding the estimated value of my station. Their  
depreciation was way more than what I could accept. One reason was that I  
depreciated the value myself before submitting the inventory list to the  company.

>  Lesson learned: Always list the full price of  whatever you had and let 
them do the depreciation  them-self.



What you need is  "replacement value" insurance. Much better than having 
them depreciate  everything.
 
Cheers,
Steve    K7LXC
TOWER TECH