[TowerTalk] Insurance for Tower

[Joe]

Having just lost my US Tower TX455 and SteppIR 4L in a microburst, I can 
say that The Hartford covered it adequately.  It's considered, as Dave 
set out below, to be covered at 10% of the value of the home.  I'd check 
again.

73,

Joe
WDØM


On 11/26/2013 1:29 PM, David Robbins wrote:
> also check interpretation of your current policy.  for mine no extra insurance was needed for up to 10% of the value of the house which is adequate even for my stuff.  perhaps you have just asked the wrong way.  explain that it is a structure attached by power cables to the house and see if it is covered under either personal property or as an accessory structure.
>
>
> Nov 26, 2013 03:23:33 PM, patrick_g at windstream.net wrote:
>
> It may sometimes depend on your carrier and your agent's standing with that
> carrier. It isn't always a straight forward cut and dried situation.
> If you don't get the action you need, try a different company. If you make
> covering the tower and antennas a requirement of changing insurance
> companies that leverage may git 'er done when logic and reason fail.
>
> Good luck and 73
>
> Patrick AF5CK
>
> -----Original Message-----
> From: Wayne Willenberg
> Sent: Tuesday, November 26, 2013 2:09 PM
> To: towertalk at contesting.com
> Subject: [TowerTalk] Insurance for Tower
>
> Now that I have my tower nearly completed, I asked my homeowner's insurance
> agent if I could obtain coverage in case it is damaged. The simple answer
> was "no".
>
> Is my insurance carrier being unreasonable or is it generally true you
> can't get insurance coverage for a tower that is not attached to a house?
>
> Thanks for your help.
>
> Wayne, KK6BT
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