[TowerTalk] Insurance for Tower

[Ron Hill]

Several years ago, an unusual ice storm settled in the area. 3" of radial
ice took out 2 Force 12 beams and a Lightning Bolt quad.

A claim was made to Allstate under my homeowner policy, and they covered
the damage with no questions.

73

Ron

HamStuff by W7NN
www.HamStuff.com


On Tue, Nov 26, 2013 at 12:36 PM, Joe <wd0m at wd0m.com> wrote:

> Having just lost my US Tower TX455 and SteppIR 4L in a microburst, I can
> say that The Hartford covered it adequately.  It's considered, as Dave set
> out below, to be covered at 10% of the value of the home.  I'd check again.
>
> 73,
>
> Joe
> WDØM
>
>
>
> On 11/26/2013 1:29 PM, David Robbins wrote:
>
>> also check interpretation of your current policy.  for mine no extra
>> insurance was needed for up to 10% of the value of the house which is
>> adequate even for my stuff.  perhaps you have just asked the wrong way.
>>  explain that it is a structure attached by power cables to the house and
>> see if it is covered under either personal property or as an accessory
>> structure.
>>
>>
>> Nov 26, 2013 03:23:33 PM, patrick_g at windstream.net wrote:
>>
>> It may sometimes depend on your carrier and your agent's standing with
>> that
>> carrier. It isn't always a straight forward cut and dried situation.
>> If you don't get the action you need, try a different company. If you make
>> covering the tower and antennas a requirement of changing insurance
>> companies that leverage may git 'er done when logic and reason fail.
>>
>> Good luck and 73
>>
>> Patrick AF5CK
>>
>> -----Original Message-----
>> From: Wayne Willenberg
>> Sent: Tuesday, November 26, 2013 2:09 PM
>> To: towertalk at contesting.com
>> Subject: [TowerTalk] Insurance for Tower
>>
>> Now that I have my tower nearly completed, I asked my homeowner's
>> insurance
>> agent if I could obtain coverage in case it is damaged. The simple answer
>> was "no".
>>
>> Is my insurance carrier being unreasonable or is it generally true you
>> can't get insurance coverage for a tower that is not attached to a house?
>>
>> Thanks for your help.
>>
>> Wayne, KK6BT
>> _______________________________________________
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