[TowerTalk] Insurance for Tower

[Ray Benny]

I filed a claim on a wind damaged 2 el 40m yagi years ago in Calif.
Insurance paid for its replacement, however, my next years home owners
insurance premium almost doubled! I dumped them and found another company
that brought the premium back to what I had been paying prior.

Unless the damage is extensive and costly, say the whole tower, antenna and
rotator, I will not file an insurance claim.

Ray,
N6VR
Chino Valley, AZ


On Tue, Nov 26, 2013 at 7:57 PM, Roger (K8RI) on TT <
K8RI-on-TowerTalk at tm.net> wrote:

> On 11/26/2013 9:43 PM, Drax Felton wrote:
>
>> I once asked my agent about this too and told it would be covered but
>> then the policy was promptly and  involuntarily cancelled because of it.
>>
>> Incognito is now my philosophy.
>>
>
> In Michigan, AFAIK most home owners policies cover that, up to 10% As I
> had the 100', 45G with the array on top, I had a rider added, no problem.
> Even on a farm, here we had home owners.
>
> 73,
>
> Roger (K8RI)
>
>
>
>>  On Nov 26, 2013, at 3:09 PM, Wayne Willenberg <wewill747 at gmail.com>
>>> wrote:
>>>
>>> Now that I have my tower nearly completed, I asked my homeowner's
>>> insurance
>>> agent if I could obtain coverage in case it is damaged.  The simple
>>> answer
>>> was "no".
>>>
>>> Is my insurance carrier being unreasonable or is it generally true you
>>> can't get insurance coverage for a tower that is not attached to a house?
>>>
>>> Thanks for your help.
>>>
>>> Wayne, KK6BT
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