[TowerTalk] Insurance for Tower

[K7LXC at aol.com]

>  A few years ago somebody posted on this reflector that  coverage for a 
tower depended on the tower being "attached to" the house:  the 
"attachment" could be somewhat nominal but had to be more than the  
electrical wiring. My insurance agent concurred with that opinion, but  
in fact I have never implemented such an "attachment." I had thought of  
installing a couple of braces from the raising fixture on my HDX-555 to  
the adjacent chimney brickwork, but US Tower recommended against  it.
 
    It only has to be "attached" - it doesn't have to  be anything 
structural. One crank-up owner attached a piece of plumber tape -  the inch or so 
wide flat metal with holes in it - to the tower with a hose clamp  and the 
other end got nailed to the house. Voila - attached! It was approved by  the 
building department. 
 
Cheers,
Steve    K7LXC
TOWER TECH 
 
PS - My experience has been that the insurance company considers towers,  
etc. either as an accessory structure or as personal property. There is a  
chapter on insurance in my UP THE TOWER book and Ray, ND8L, an insurance agent 
 recently had an article on insurance in QST. Very good info in both 
sources.