[TowerTalk] Insurance

[Gene Smar]

TT:

     After I had installed my tower in 2001, I contacted my insurance agent about coverage.  She told me that my tower is covered as an accessory structure.  That return email from her is in my tower file.  YMMV.


73 de
Gene Smar  AD3F



-----Original Message-----
From: TowerTalk [mailto:towertalk-bounces at contesting.com] On Behalf Of Joe Subich, W4TV
Sent: Tuesday, February 07, 2017 7:44 PM
To: towertalk at contesting.com
Subject: Re: [TowerTalk] Insurance


California is always out in left field.  Years ago in Ohio, my antennas and towers were covered without question as "auxiliary structures" - no different than the barn, detached garage and summer kitchen on my property.  The only issue is that coverage for "auxiliary structures"
is generally limited to 10% of the primary coverage.

I had occasion to test the coverage as the result of winter storms and there was no issue.  The damaged antennas and cost of replacement were covered without question (after providing the necessary proof of loss).

73,

    ... Joe, W4TV


On 2/7/2017 6:46 PM, Arnie Pfingst wrote:
> Several people here have mentioned "home owners insurance" will cover 
> towers and antennas. Here in So. Calif i was advised by my insurance 
> co. that unless "Tower. or Antenna Support" or what ever is 
> specifically mentioned its not covered in any way. I got a special 
> rider to make sure my tower and antenna are covered. It is like $15 yr 
> for full replacement cost
>
>
>
>
> Sent via the Samsung Galaxy S®6 active, an AT&T 4G LTE smartphone 
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