[TowerTalk] Insurance

[Joe Subich, W4TV]

California is always out in left field.  Years ago in Ohio, my antennas
and towers were covered without question as "auxiliary structures" - no
different than the barn, detached garage and summer kitchen on my
property.  The only issue is that coverage for "auxiliary structures"
is generally limited to 10% of the primary coverage.

I had occasion to test the coverage as the result of winter storms and
there was no issue.  The damaged antennas and cost of replacement were
covered without question (after providing the necessary proof of loss).

73,

    ... Joe, W4TV


On 2/7/2017 6:46 PM, Arnie Pfingst wrote:
> Several people here have mentioned "home owners insurance" will cover towers and antennas. Here in So. Calif i was advised by my insurance co. that unless "Tower. or Antenna Support" or what ever is specifically mentioned its not covered in any way. I got a special rider to make sure my tower and antenna are covered. It is like $15 yr for full replacement cost
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