[TowerTalk] Insuramce (robert wa1fcn)

[Tony KT9AC]

Hopefully I didn't confuse anyone with my last post. I got my answer 
this morning and probably should have waited before posting this 
question. Down the road this might help someone in a search and I'm not 
affiliated in any way with this program.

I was looking at liability insurance for a new repeater at a commercial 
site; with the ARRL plan you need to be an affiliated club with at least 
51% membership to qualify, they will not insure individuals; the 
homeowners part mentioned below is separate and is based on blocks of 
stated value. Got that straight from the company in Chicago.

Sorry again for any confusion and I won't belabor this anymore :)

73,

Tony


On 5/21/20 9:11 PM, Tony KT9AC wrote:
> With regards to this thread, does anyone know if the ARRL Insurance 
> would provide $1M coverage for a leased commercial repeater site? 
> Ham-related from what I've read is only residential tower coverage and 
> not where you'd pay rent at (I am shopping for this currently and 
> won't bother to spin up a new club if not).
>
> Regular insurance companies won't insure hobbyists and the ARRL 
> Insurance above won't cover individuals.
>
> Thanks, Tony KT9AC
>
>
> On 5/21/20 9:00 PM, Keith Dutson wrote:
>> I looked into getting ARRL insurance many years ago.  If I had 
>> obtained it back then, the cost would have exceeded the amount of my 
>> claim ($25K).  Fortunately, most homeowners policies have a lightning 
>> damage clause that has no exclusions, and a small deductible (mine 
>> was $2500).
>>
>> 73, Keith NM5G
>>
>> -----Original Message-----
>> From: TowerTalk <towertalk-bounces at contesting.com> On Behalf Of 
>> Richard Bell
>> Sent: Thursday, May 21, 2020 2:50 PM
>> To: towertalk at contesting.com
>> Subject: Re: [TowerTalk] Insuramce (robert wa1fcn)
>>
>> What about the policy offer through the ARRL?  Appears to rather 
>> affordable and would cover everything ham related.
>>
>> Don’t flame me, I’m just asking.
>>
>> 73 W5BXE
>>
>> Message: 1
>> Date: Wed, 20 May 2020 14:03:11 -0500
>> From: robert wa1fcn <wa1fcn at charter.net>
>> To: towertalk at contesting.com
>> Subject: [TowerTalk] Insuramce
>> Message-ID: <c540c1fd-89ec-7cb3-752b-e34118cfb84c at charter.net>
>> Content-Type: text/plain; charset=utf-8; format=flowed
>>
>>
>>
>> GA All
>>
>> ??? ??? From time to time I see reference to " I have Insurance "..
>> Before the
>>
>> ??? ??? Super Outbreak Tornadoes of the century April 26/27, 2011
>>
>> ??? ??? ( 321 deaths over a? couple days seared forever in most 
>> locals minds )I had insurance
>>
>> ??? ? that paid for one of my towers bending
>>
>> ???? and related destruction of antennas and roof.? Then straight 
>> line winds damage in 2014 I got
>>
>> ??? ??? nada for that one.? My agent told me since 2011 all local 
>> insurance policies will pay
>>
>> ??? ??? only for claims over 1 % value of your home.? Just something 
>> to consider when filing a claim.
>>
>> ??? ??? ?? All the best ? BoB WA1FCN
>> _______________________________________________
>>
>>
>>
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