[UK-CONTEST] Insurance of radio towers

[Robin Thompson]

I am in the same position as Chris ... all my radio kit is covered under the
household policy with the only exception of the main rig (FT1000D) which is
named as a separate item as it is (often) used for contests "away from the
main address" - everything LOOKS ok and have had several discussions over
the years with the company and everything seems to be in order ....  no
tower though!

73

Robin
G3TKF

-----Original Message-----
From: uk-contest-bounces at contesting.com
[mailto:uk-contest-bounces at contesting.com] On Behalf Of Chris Tran GM3WOJ
Sent: 18 September 2008 15:42
To: uk-contest at contesting.com
Subject: [UK-CONTEST] Insurance of radio towers

Hello Chris et al

A Versatower P60 crashed down here in a storm in 1996 and was replaced by my

'house contents' insurance (Norwich Union) without too much hassle.

Initially, the 'house contents' insurer claimed that it was in the garden, 
therefore covered by the 'buildings' insurance, but eventually the key 
question was "would you take this item with you if you moved house?" which 
categorised the tower as 'house contents' - somewhat surprising to me (I had

a mental picture of a P60 in our kitchen!) but I was not going to argue the 
point.

Without tempting fate, I am uncertain as to why anyone has separate amateur 
radio insurance nowadays - all my stuff is itemised and valued with other 
house contents for very little extra cost on the annual premium.

73
Chris
GM3WOJ 

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