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Re: [TowerTalk] Insuramce (robert wa1fcn)

To: Ron WV4P <wv4ptn@gmail.com>
Subject: Re: [TowerTalk] Insuramce (robert wa1fcn)
From: Tony <kt9ac@ameritech.net>
Date: Fri, 22 May 2020 11:50:14 -0500
List-post: <mailto:towertalk@contesting.com>
This is for the commercial liability side Ron (i.e. clubs). They have a 
separate application for individuals.


On May 22, 2020 10:41:10 AM CDT, Ron WV4P <wv4ptn@gmail.com> wrote:
>When did ARRL ims stop doing individuals ? I have INS with them as an
>individual. They Also do Club INS, but it's different.
>Ron, WV4P
>
>On Fri, May 22, 2020, 10:18 AM Tony KT9AC <kt9ac@ameritech.net> wrote:
>
>> Hopefully I didn't confuse anyone with my last post. I got my answer
>> this morning and probably should have waited before posting this
>> question. Down the road this might help someone in a search and I'm
>not
>> affiliated in any way with this program.
>>
>> I was looking at liability insurance for a new repeater at a
>commercial
>> site; with the ARRL plan you need to be an affiliated club with at
>least
>> 51% membership to qualify, they will not insure individuals; the
>> homeowners part mentioned below is separate and is based on blocks of
>> stated value. Got that straight from the company in Chicago.
>>
>> Sorry again for any confusion and I won't belabor this anymore :)
>>
>> 73,
>>
>> Tony
>>
>>
>> On 5/21/20 9:11 PM, Tony KT9AC wrote:
>> > With regards to this thread, does anyone know if the ARRL Insurance
>> > would provide $1M coverage for a leased commercial repeater site?
>> > Ham-related from what I've read is only residential tower coverage
>and
>> > not where you'd pay rent at (I am shopping for this currently and
>> > won't bother to spin up a new club if not).
>> >
>> > Regular insurance companies won't insure hobbyists and the ARRL
>> > Insurance above won't cover individuals.
>> >
>> > Thanks, Tony KT9AC
>> >
>> >
>> > On 5/21/20 9:00 PM, Keith Dutson wrote:
>> >> I looked into getting ARRL insurance many years ago.  If I had
>> >> obtained it back then, the cost would have exceeded the amount of
>my
>> >> claim ($25K).  Fortunately, most homeowners policies have a
>lightning
>> >> damage clause that has no exclusions, and a small deductible (mine
>> >> was $2500).
>> >>
>> >> 73, Keith NM5G
>> >>
>> >> -----Original Message-----
>> >> From: TowerTalk <towertalk-bounces@contesting.com> On Behalf Of
>> >> Richard Bell
>> >> Sent: Thursday, May 21, 2020 2:50 PM
>> >> To: towertalk@contesting.com
>> >> Subject: Re: [TowerTalk] Insuramce (robert wa1fcn)
>> >>
>> >> What about the policy offer through the ARRL?  Appears to rather
>> >> affordable and would cover everything ham related.
>> >>
>> >> Don’t flame me, I’m just asking.
>> >>
>> >> 73 W5BXE
>> >>
>> >> Message: 1
>> >> Date: Wed, 20 May 2020 14:03:11 -0500
>> >> From: robert wa1fcn <wa1fcn@charter.net>
>> >> To: towertalk@contesting.com
>> >> Subject: [TowerTalk] Insuramce
>> >> Message-ID: <c540c1fd-89ec-7cb3-752b-e34118cfb84c@charter.net>
>> >> Content-Type: text/plain; charset=utf-8; format=flowed
>> >>
>> >>
>> >>
>> >> GA All
>> >>
>> >> ??? ??? From time to time I see reference to " I have Insurance
>"..
>> >> Before the
>> >>
>> >> ??? ??? Super Outbreak Tornadoes of the century April 26/27, 2011
>> >>
>> >> ??? ??? ( 321 deaths over a? couple days seared forever in most
>> >> locals minds )I had insurance
>> >>
>> >> ??? ? that paid for one of my towers bending
>> >>
>> >> ???? and related destruction of antennas and roof.? Then straight
>> >> line winds damage in 2014 I got
>> >>
>> >> ??? ??? nada for that one.? My agent told me since 2011 all local
>> >> insurance policies will pay
>> >>
>> >> ??? ??? only for claims over 1 % value of your home.? Just
>something
>> >> to consider when filing a claim.
>> >>
>> >> ??? ??? ?? All the best ? BoB WA1FCN
>> >> _______________________________________________
>> >>
>> >>
>> >>
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>> >>
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>> >>
>> >>
>> >>
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>> >
>> >
>> >
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