[TowerTalk] HyGain DCU 1

[K8RI]

>
> Make a claim on your house insurance?  Wait until the Hurricane Sandy
> outcome hits the Northeast.  In Texas on new policies, the minimum
> deductible is 1% and is going to 2% - you can do the math.  Making a claim
> against one's home insurance is vapor ware unless you have nothing but a
> slab left.  And even then for events like Katrina, Ike and Sandy as Florida
> experienced, the insurance companies change the rules saying it's a disaster
> and unilaterally raise the deductibles.   Ken K5RG
>

Depends on where you are located, your history, and the insurance company.

I had a loss from wind and lightening a few years back and before I had 
finished the elaborate ground system. When I turned in a claim they 
asked about the antenna I had lost, The antenna they were asking about 
was the only claim I had ever made and...it was from the earl 70's.  It 
was almost 40 years ago and at a different QTH.  Insurance companies 
have long memories and appear to share claim information.

We have replacement coverage but only use it if the device/item/damage 
is worth it. Some say they have insurance for a reason and claim any 
loss, but remember that company is in business to make a profit, not 
just to help you out.  Make a few small claims and they will be getting 
it back in higher premiums.  I'd much rather self insure for the small 
stuff.

The US is host to the most violent weather in the world and with the 
population increasing, Tornadoes are accounting for Billions of dollars 
in claims. Add to that, the regularity of Hurricanes and although few in 
number they are usually accompanied by massive damage. Then there are 
the tremendous number of homes built in high risk areas. Claims have 
outstripped some companies ability to pa directly, so it's no wonder we 
have high rates, even in relatively low risk areas like Michigan.

The nice thing is so far this year the Hurricane season has been quite 
mild...but it's not over yet.

73

Roger (K8RI)
> ----------------------------------------------------------------------
>
> Message: 1
> Date: Thu, 8 Aug 2013 07:49:57 -0400
> From: "Stephen  Colello" <colellos at earthlink.net>
> To: <towertalk at contesting.com>
> Subject: [TowerTalk] Hygain DCU 1
> Message-ID: <88DD6B85099540729B5B314EC721D8C0 at D5R1BR41>
> Content-Type: text/plain;	charset="iso-8859-1"
>
> Does anyone know of someone that can repair my DCU. We had a near lightening
> strike that took out computers, routers, etc and the DCU.
>
> Steve
> KA2KON
>
>
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