Is this the pay pal reflector ?
----- Original Message -----
From: "Dr. David Kirkby" <david.kirkby@onetel.net>
To: "PA3DUV" <pa3duv@planet.nl>
Cc: <amps@contesting.com>
Sent: Thursday, April 13, 2006 4:06 AM
Subject: Re: [Amps] Paypal only
> PA3DUV wrote:
>> Jim,
>>
>> I cannot agree more. On all my amplifier deals over the last years I used
>> Paypal, either as a seller or buyer. I am happy to pay the fees as the
>> reward is a safe and fast money transfer AND the fact that reliable
>> people take Paypal, scammers NEVER take Paypal.
>>
>> Cheers, Dick
>> PA3DUV
>
> Paypal is not safe as a seller. Do a bit of searching around the Internet
> with
> 'chargebacks' in the google search term.
>
> 1) Someone steals a credit card.
> 2) Pays for the goods on the stolen credit card.
> 3) You ship the goods to their Paypal registered address
> 4) The true owner of the credit card notices the unauthorized transaction
> and
> reports it.
> 5) The credit card company contact Paypal who withdraw the funds while it
> is
> under investigation. (i.e. the seller is guilty until proven innocent).
>
> This has happened to lots of people. And it can happen up to about 3
> months
> after Paypal send you a note saying you have been paid.
>
> It's in the 'Seller Protection Policy'
>
> https://www.paypal.com/uk/cgi-bin/webscr?cmd=p/gen/ua/policy_spp-outside
>
> This site has a lot of rubbish on it.
>
> http://www.paypalsucks.com/
>
> but there is a lot of truth there too.
>
> Also, whereas for a normal credit card, the credit card companies will
> assume
> you are innocent on a claim until proven otherwise, this is not the same
> on
> Paypal. If a buyer objects, Paypal withdraw the money from the sellers
> account
> until it is proven in their favor.
>
> I'm seriously considering *not* taking Paypal on high value items, but for
> low-value ones it is the most common.
>
> A friend recently sold a high value item (about $3600) and stated he would
> make
> his own checks before sending if paying via paypal. Luckily the buyer
> wired the
> money, as he offered a discount for doing that.
>
> Payal is far from safe in my opinion.
>
> There are gothcas for buyers too - I have been ripped off by sellers on
> eBay.
> Sure eBay have a prtection scheme, but I got about 50% of my money back.
> Paypal
> was not used for that transaction (it was before it existed). Read about
> my
> experiences here if you want.
>
>
> http://groups.google.co.uk/group/alt.marketplace.online.ebay/browse_frm/thread/fa545940f8411d1d/519d7a31e6a94e83?lnk=st&q=insurance+ripoff+ebay+else&rnum=1&hl=en#519d7a31e6a94e83
>
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